How Do I Budget?

Setting up a monthly budget can be difficult. We can advise you on how to be successful with this task! In the meantime, you can get started by saving some cash up to help. Things like shopping store brand products, drinking more water, turning off electronics and even using cash when you’re able to can make a big difference.

Spend Less Then You Earn.

This seems like a pretty obvious step. You can’t spend what you don’t have right? Well, that’s where people get in trouble. Always prepare for the larger bills coming in that you might not have thought of. Just because your bank account says you have cash right now, doesn’t mean you will next week. We can help guide you through this process to make sure you’re set up for success.

Credit Cards Versus Debit Cards.

It’s important to understand the positives and negatives that accompany both Debit and Credit cards. There are a lot of factors to think of when looking into both options. We can help you make the right decision on signing up for debit cards, credit cards or both!

Buy or Lease a Car?

There are a number of factors that go into the decision of buying or leasing a car. We can go over all the options with you and decide what’s the best course of action for your financial situation!