Umbrella Insurance
Umbrella Insurance generally extends the amount of coverage on your other policies and this just gives you cheap additional protection.
This extended coverage usually applies to home, auto, and business liability coverages.
In a general sense, Umbrella Insurance is the most affordable insurance you can get for the coverage amounts offered.
Remember, if you get sued or have a problem, you have to go through your primary insurance first, before you ever get to the liability policy.